Money Market Account

If you hold a high balance in a traditional savings account or checking account, your money may not be working as hard for you as it could!

A SWSFCU Money Market account is ideal for members who have larger balances and need limited access to their money. Our Money Market accounts earn higher dividends which will generate more savings.

Many people choose a money market for the higher dividends combined with the availability of funds in an emergency.

Money market accounts can be opened with as little as $500 and have three rate tiers to choose from:

Money Market Account
Amount APY*
Up to $50,000 0.20%
$50,000 to $100,000 0.30%
Over $100,000 0.40%

Contact us to open your Money Market account!

*APY = Annual Percentage Yield. Rates are subject to variable rate. Unlimited withdrawals allowed on in-person transactions only. Federal regulations limit the number of withdrawals or pre-authorized, automatic transfers made to third parties, other SWSFCU accounts, or telephone transfers to cover overdrafts on your checking account to no more than six transactions per month. If these limits are exceeded in any given month, your account will be subject to an Excessive Transaction Fee of $5. All credit union account programs, rates, terms and conditions are subject to change without notice.

SWS Federal Credit Union
1700 Pacheco Blvd, Martinez, CA 94553

Routing & Transit Number: 321173218