Credit Union Benefits
Members of Shell Western FCU have access to a range of credit union benefits, such as Love My Credit Union Rewards, BALANCE, TurboTax, and TruStage. These incredible incentives are exclusive to our members. Learn more about these benefits below. By clicking the links within each service, you can visit the website for our partner to review even more details about the services.
Join Shell Western
There are various benefits of a credit union, especially when you join Shell Western. Join a credit union that prioritizes members by offering truly helpful benefits and services. You can also make an appointment to meet with one of our financial experts to learn more about the importance of benefits such as financial counseling and getting life insurance.
If you have questions about a specific credit union benefit or one of our services, please contact us. You’ll reach our team by calling (925) 228-4545.
Membership Benefits
More Savings. More Possibilities!
Your credit union membership is about the trust and care of community, built around where you live, work, and play. That’s why credit union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion! This service offers exclusive cash rewards and discounts on specific services.
Benefits of Partnership
There are many benefits to offering Shell Western States Federal Credit Union (SWSFCU) membership to your employees. Your employees will have access to all of our financial products, services, and educational programs, at no cost to you.
We're available to give presentations on-site to your employees about financial health and provide financial education on topics ranging from home ownership, budgeting, credit reports and more. These on-site presentations are an important benefit to helping your employees become financially stronger.
A SWSFCU Representative will administer these presentations and be available to enroll employees and answer any financial questions. We will provide you with all the materials to announce our financial on-site visit. All we ask is your aid in distributing them and a modest amount of introductory administration such as processing direct deposit/payroll allocation.
Some additional benefits of credit union membership
For the Employer
No-cost employee benefit
Enhances benefits package
We do the administration
On-site enrollment and presentation opportunities
For the Employee
Encourages regular saving with direct deposit/payroll allocation
Educates on good financial habits
Receives great rates and terms
Exclusive money-saving offers for members
Easy access to accounts 24/7
BALANCE
We are proud to announce our partnership with BALANCE, a financial fitness program that provides live professional financial counseling, education, credit report review, money management, housing, and debt management services to families and individuals we serve.
With assistance from a certified financial counselor, you can better understand debt, credit reports, and loans. Balance also offers free money management workshops and webinars to our credit union members. Expand your financial knowledge no matter what stage of life you’re currently in.
To receive live, free financial advice and educational materials from financial counselors, members can start by calling this toll-free number: (888) 456-2227.
More details on the services provided are listed below:
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While there are hundreds of “debt counseling” organizations across the country, BALANCE has agreed to quality standards that include accreditation, certification of counselors, audits, and core policies that ensure quality service. We offer a Debt Management Plan and are committed to providing comprehensive money management education and counseling.
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Our counseling services range from money management to housing to debt management and everything in between. Our counselors are certified credit report reviewers and know their stuff. They are your financial gurus, here to give you the right guidance and support, whatever your financial situation.
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Borrowing to pay for college is the easy part. Repaying the debt is much harder. To know which options are best for you, your career prospects, and your budget, it helps to have access to an expert who can guide you through the complexity of the various programs, explain your options under each, and consider the context of your financial circumstances. BALANCE Credit Counselors speak the language of student loan financing fluently and are ready to work with you in a one-on-one student loan counseling session.
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Housing can be an overwhelming subject to tackle on your own, whether you are dreaming of owning your first home or struggling to make mortgage payments on your current home. Our counselors are readily available to help you make sense of it all.
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BALANCE offers free education on building credit and becoming a desirable tenant. Our specialized rental counselors will help you develop a personalized spending plan and provide you with advice for saving money, increasing income, and reducing debt. Our counselors will work with you to review:
Why credit matters
Calculating an affordable rent payment
Common landlord requirements
Understanding lease agreements
Basic tenant rights and affordable housing options
To speak with a live call-center Financial Counselor and get free financial advice:
Turbo Tax
We’ve teamed up with TurboTax to help you save money on federal products when filing your taxes. TurboTax makes it easier for homeowners to file their taxes, and you can use this software no matter where you are. Members of Shell Western have access to a range of credit union benefits, including:
Save up to 20%*
#1 best-selling tax preparation software
File your taxes from anywhere, 24/7
Trust & Will
Trust & Will - Members can get exclusive savings of 20% off any estate plan with Trust & Will. Learn more today!
Trust - Avoid probate by creating a complete Trust-Based Estate Plan for the protection and transfer of your most important assets. Will - A plan for who will look after your children, what should happen to your assets, and how you’d like to be cared for, when you need it.
Click below to see member-only, limited-time offers *Some restrictions apply. Subject to change.
TruStage
Credit Union members could save hundreds. Additionally, TruStage comes at no cost to Shell Western FCU, ensuring you can protect your family and property. TruStage offers life, auto, and property insurance to help keep your financial future secure. Services such as life insurance help you ensure your family receives the necessary funds should the worst-case scenario happen to you.
Financial Advisor
More info coming soon!
