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Benefits of Partnership

There are many benefits to offering Shell Western States Federal Credit Union (SWSFCU) membership to your employees. Your employees will have access to all of our financial products, services, and educational programs, at no cost to you.

We're available to give presentations on-site to your employees about financial health and provide financial education on topics ranging from home ownership, budgeting, credit reports and more. These on-site presentations are an important benefit to helping your employees become financially stronger.

A SWSFCU Representative will administer these presentations and be available to enroll employees and answer any financial questions. We will provide you with all the materials to announce our financial on-site visit. All we ask is your aid in distributing them and a modest amount of introductory administration such as processing direct deposit/payroll allocation.

Some additional benefits of credit union membership

For the Employer

• No-cost employee benefit

• Enhances benefits package

• We do the administration

• On-site enrollment and presentation opportunities

For the Employee

• Encourages regular saving with direct deposit/payroll allocation

• Educates on good financial habits

• Receives great rates and terms

• Exclusive money-saving offers for members

• Easy access to accounts 24/7

NCUA

It is no surprise that the National Credit Union Act, signed by FDR in 1934, in the midst of the Great American Depression, was put forth as a “FIX” for the dark events of this period.

Today credit unions are serving people on a worldwide scale. Our mantra, “People Helping People,” is as alive today as it was over 150 years ago. We call our industry a “credit union movement” and can get quite sappy about our principals and mission.

A credit union is a “not-for-profit” organization that, is not only a banking service but also gets very involved in philanthropic and community endeavors.

You may have noticed us wearing Black and Pink Tee Shirts in October to recognize Breast Cancer research month. And on Oct 15, we joined in on the worldwide celebration of International Credit Union Day. Guess what the theme is?

PEOPLE HELPING PEOPLE!

Credit Unions vs Banks

SWSFCU was founded 70 years ago at the end of World War II by men and families associated with the Martinez Shell Oil Refinery. They had come back from war and were trying to restart their lives. They banded together as groups had been doing since the mid-1800s and the SWS Federal Credit Union was born. Today it has nearly 4000 members and is open to anyone who lives, works, worships, or attends school in Contra Costa County.

We have made a lot of changes in the last few years, but after 70 years we are still a member-owned financial institution that exists to help our members achieve their individual financial goals in a safe and sound environment. Our organization values behavior that is ethical, cohesive, caring, dependable, professional, and progressive. We believe that…

• All people (regardless of financial status) are individuals – not numbers

• All people should be treated with dignity and respect

• All products & services should respond to our members’ individual needs

• Are committed to operating in a safe, sound, and ethical manner to protect our members’ funds

Finally, we offer great rates on products and services, which include:

• Loans for mortgages, vehicles, school, Christmas, and other personal reasons or VISA credit cards

• Savings products including money market accounts, holiday accounts, IRAs, and certificates of deposits

• Community activities such as financial literacy training, Foodbank, Boys & Girls Club, the California Credit Union League, and the Chamber of Commerce