Are you getting ready to buy a house? This is one of the most exciting and expensive purchases anyone can make. When you’re a member of SWSFCU, you can access our mortgage loans with fair interest rates. By taking a loan out with us, you can easily afford your dream home; you don’t have to deal with a mortgage with unaffordable interest rates looming over you. In the information below, we’ve detailed our mortgage loans to help you better understand this service.
Mortgage Loans
A home is probably the biggest investment you will ever make. SWS Federal Credit Union offers 30-year fixed-rate mortgages. You can get a free consultation for a rate quote on your loan or apply online for your mortgage loan. A loan’s value and the price of your fixed-interest rate depend on various factors, including the amount you need and your credit.
Through our mortgage services, you can upload necessary documents or use the online mortgage calculator to know how much you can afford to spend on a home, your APR, and more. If you currently own a house, you can also refinance your mortgage.
A house is a big-ticket purchase, and with a loan from our credit union, you can purchase your dream home! You're already eligible to apply for a loan when you are a member at our credit union. A credit union offers great rates, making it easier to purchase your home and pay the monthly mortgage on it. Our credit union strives to enhance members’ financial knowledge and literacy so that they always make the best decisions with their money.
Additionally, our mortgage loans come with a fixed interest rate; this means the price of interest will not change throughout the life of your loan.
So let us help you realize your dream when you find the home you want, or wish to refinance your current home, or just want to discuss your options.
Contact Us
If you’re ready to apply for your mortgage loan, then contact our team today. You’ll reach our main branch by calling (925) 228-4545. Schedule your appointment to discuss mortgage loans as you get ready to buy your home!