General Fees
Effective September 1, 2020
| Details |
Fee |
| Account Reconciliation/Research |
$30.00 |
| Bad Address |
$5.00 |
| Bulk Coin Deposit (if over $100) |
2% of Total Deposit |
| Corporate or Personal Check Copy |
$5.00 per item |
| Corporate Check (payable to Self) |
No fee |
| Corporate Check (payable to Third Party) |
$5.00 |
| Domestic Wire Transfer Fee (Incoming and Outgoing) |
$20.00 per wire |
| Escheat Notification |
$2.00 |
| Individual Retirement Account (IRA) Closure Fee (No Fee for Beneficiary closure) |
$20.00 |
| Levy Fee |
$30.00 per item |
| Non-Member Check Cashing ($1,000 limit) |
$20.00 |
| Notary Service - Appointments Preferred (No Fee for CU Documents) |
$10.00 per Signature |
| Returned Deposit Item |
$20.00 per item |
| Statement Copy |
$2.00 per month |
| Verification of Deposit (Waived for HUD) |
$10.00 |
| Year-end Tax Form |
$5.00 |
| Details |
Fee |
| Closure of Membership Within Six (6) Months of Opening |
$5.00 |
| Excess Withdrawal Fee. First six (6) withdrawals free per month |
$2.00 per withdrawal |
| Holiday Club Early Withdrawal (prior to Disbursement on November 1) |
$5.00 per withdrawal |
| Inactive Fee Dormant |
$10.00 per quarter |
| Membership Application Fee |
$1.00 |
| Money Market Excess Withdrawal Fee. First six (6) withdrawals free per month |
$5.00 per withdrawal |
| Details |
Fee |
| Automatic Overdraft from Savings (Overdraft Protection) |
$2.00 per transfer |
| Checking Account |
No fee |
| Courtesy Pay Fee |
$20.00 per item |
| First Box of Personal Standardized Checks |
Free |
| Non-Sufficient Funds (NSF) ACH, or Share Drafts (Checks) |
$20.00 per item |
| Reinstatement of Closed Checking |
$25.00 |
| Details |
Fee |
| Debit Card Replacement |
$10.00 |
| Debit Card Rush Replacement |
$50.00 |
| Debit Card PIN Replacement |
$10.00 |
| Debit Card PIN Rush Replacement |
$50.00 |
| Reinstatement of Debit Card |
$20.00 |
| Details |
Fee |
| Home Banking - CU Online |
Free |
| Bill Pay |
Free |
| Bill Pay Investigation |
$25.00 |
| Details |
Fee |
| Late Fees on Loans |
10% of payment |
| Late Fees on Real Estate |
5% of payment |
| Lien Satisfaction |
$20.00 |
| Loan Coupon Replacement |
$2.00 |
| Loan History Research & Assistance |
$30.00 per hour |
| Returned Loan Payment |
$20.00 per item |
| Written Request for Loan Payoff |
$20.00 per request |
| Details |
Fee |
| ACH Stop Payment |
$25.00 per item |
| Bill Pay Stop Payment |
$25.00 per item |
| Corporate Check Stop Payment |
$25.00 per item |
| Personal Check Stop Payment |
$25.00 per item |
| Visa Letter Check Stop Payment |
$20.00 per item |
| Details |
Fee |
| Emergency Replacement |
$160.00 |
| Late Fee |
$20 or the amount of required minimum payment (whichever is less) |
| Pay by Phone Through VISA |
$5.00 |
| Returned Letter Check Fee |
Up to $20 per item |
| Returned VISA payment |
$20 or the amount of required minimum payment (whichever is less) |
| VISA Credit Card Replacement |
$20.00 |
| VISA Credit Card Rush Replacement |
$50.00 |
| VISA Credit Card PIN Replacement |
$10.00 |
| VISA Credit Card PIN Rush Replacement |
$50.00 |
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